AbgZan
How much we get paid? Rm10k sebulan? RM20k? Rm30k sebulan? Atau Rm1k sebulan? Want to know who get the highest paid, non-veteran level? Baca artikel di bawah, gempak-gempak semua...jeles gua tgk....ishh...


Highest Paid Under 40
by Alyssa Abkowitz and Christopher Tkaczyk
Wednesday, October 28, 2009
provided by


Which young executives at public companies raked it in -- and how much did they earn?


More from CNNMoney.com:

• Young and Powerful: The Fortune 40 Under 40 List

• What It Takes to Get Hired by the Young and Powerful

• Twitter Hits Teenhood: Under 40 CEO Speaks


1. Matt Maddox

CFO & Treasurer
Wynn Resorts (WYNN)

Age: 34
2008 Total compensation*: $17.66 million

The house may always win, but Wynn Resorts' CFO is on a streak: Since joining the company in 2002 to head financial operations at the Wynn Resort in Macau, Maddox rose quickly up the corporate ladder and last year was promoted to CFO of the company.

Now he oversees the entire cash flow of Steve Wynn's casino and hotel empire. And he's become a high roller pay-wise too: With a base salary of $593,590, stock options worth more than $11 million, and stock awards worth more than $5 million, Maddox tops our list of highest-paid public company executives under age 40.



© News Corporation


2. James R. Murdoch

Chairman and CEO, Europe and Asia
News Corp. (NWSA)

Age: 36
2008 Total compensation*: $10.15 million

The second son of media titan Rupert Murdoch -- older brother Lachlan left his job at News Corp. in 2005 but still sits on the board -- James is the heir apparent to his father's $33 billion empire (and No. 3 on our 40 Under 40 list).

As the head of the company's publishing, television, and digital interests in Europe and Asia, he oversees News International (publisher of The Times and The Sun in London), SKY Italia, and Star TV, and serves as the non-executive chairman of British SKY Broadcasting.


More from Yahoo! Finance:

• America's Best Young Entrepreneurs

• Best and Worst Commutes in the U.S.

• Highest and Lowest Paying States

--------------------------------------------------------------------------------
Visit the Career & Work Center


3. George L. "Mike" Mikan III

CFO & EVP
UnitedHealth Group (UNH)

Age: 37
2008 Total compensation*: $6.73 million

Since joining the health insurance giant in 1998, Mikan rose through the ranks to oversee the financials of its UnitedHealthcare and UnitedHealth Networks divisions, then was named CFO of the entire company in 2006 following the departure of former CEO William McGuire, who left the company amid a stock options scandal.

Mikan's healthy 2008 compensation includes a base salary of nearly $700,000, options grants of $2.7 million, and non-equity incentive pay of $1.75 million (talk about a public option). Mikan also sits on the board of Best Buy.



© W.R. Berkeley Corp.


4. W. Robert Berkeley, Jr.

EVP & Vice Chairman, Berkley International
W.R. Berkeley (WRB)

Age: 36
2008 Total compensation*: $6.63 million

It's all in the family for Robert Berkley, vice chairman of the $4.7 billion global underwriter of property and casualty insurance, and son of CEO and founder William R. Berkley.

Robert earned $3,868,500 worth of stock awards last year, as well as $1.8 million in non-equity incentive pay. Berkley shareholders did well too: The company, number 490 on the Fortune 500, was a top-performing stock last year with 4.9 percent in total shareholder return, thanks to volatile stock and debt markets.



© Atlas Energy


5. Jonathan Z. Cohen

Vice chairman, Atlas Energy Resources, Atlas Energy Management
Atlas Energy** (ATLS)

Age: 38
2008 Total compensation*: $4.29 million

Another family affair: With its holding company made up of various components -- Atlas Energy Resources, Atlas Pipeline Partners, and Atlas Pipeline Holdings -- the Pennsylvania-based Cohen family has made a profitable business with tax-advantaged investments in the oil and gas industry.

Jonathan Cohen, the son of CEO Edward E. Cohen, earned a hefty $4 million-plus at Atlas last year. That doesn't include his other jobs as CEO of his father's Resource Capital Corp., a separate commercial real estate investment trust based in New York and Philadelphia that trades on the NYSE, as well as hedge fund Castine Partners.



© Wellpoint


6. Wayne S. Deveydt

CFO & EVP
WellPoint (WLP)

Age: 39
2008 Total compensation*: $4.13 million

He could only compare favorably to his predecessor: Deveydt, who joined WellPoint in 2005, stepped in June 2007 to replace David Colby, WellPoint's disgraced CFO who left the company after lawsuits from former paramours alleged he romanced multiple women and made false promises of money and marriage.

Deveydt had timing on his side, too, stepping in during a period of record earnings at the insurer. Last year he collected a base salary of $648,769, with option and stock awards worth more than $3 million.



© Aon


7. Christa Davies

CFO & EVP, Global Finance
Aon (AOC)

Age: 38
2008 Total compensation*: $3.84 million

Davies is the highest-paid executive woman on our list; no wonder she's also among our "Ones to Watch."

Before joining insurance brokerage Aon in 2007 as head of global finance, Davies spent more than a decade at Microsoft, where she most recently oversaw financials of its most profitable sector, the platform and services division.

Those jobs are a world away from her college major: Davies studied aerospace engineering at the University of Queensland.



© Icahn Enterprises


8. Keith A. Meister

Principal Executive Officer & Vice Chairman
Icahn Enterprises (IEP)

Age: 36
2008 Total compensation*: $3.00 million

It can't be easy working for takeover king and activist investor Carl Icahn, so it's not surprising the pay's good.

At Icahn's holding company of diversified interests, Meister oversees gaming and real estate holdings. He's also a senior investment analyst at Icahn's High River Limited Partnership and is a director of the Icahn Fund. Prior to working for the billionaire, Meister co-founded an IT and software venture capital fund and worked in investment banking at Lazard Freres.

Source: Equilar Inc.

See more of the Highest Paid Under 40 executives
Copyrighted, Fortune. All rights reserved.


http://finance.yahoo.com/career-work/article/108028/highest-paid-under-40?mod=career-leadership
AbgZan
Baru-baru ni bajet 2010 yang ditunggu2 selama ni telah dibentangkan pada hari Jumaat, 23 Okt 2009. Selalunya, pembentangan bajet memberi manfaat kepada golongan berpendapatan rendah dan juga bantu menaikkan ekonomi negara....

AKan tetapi, bajet 2010, bagi saya,tidak berapa menarik dan satu rancangan yang tidak diperbincang secara teliti sebelum dilaksanakan...

Cuba kita perhatikan beberapa point di bawah:

1) "Kerajaan mencadangkan cukai perkhidmatan sebanyak RM50 setahun dikenakan ke atas setiap kad kredit dan kad caj (RM25 supplementary), berkuat kuasa 1 Januari tahun depan."

Ini bermakna, kepada pemegang kredit card yang ada banyak credit card terpaksa buang semuanya dan tinggalkan satu. Semua orang sedia maklum credit card ni banyak manfaatnya spt:

1) Boleh buat free instalment 0% kpd kedai terpilih
2) takyah susah2 nak bawak cash banyak2
3) dapat point boleh redeem voucher Petronas, tesco, jusco dan sebagainya

Apa bila dia laksanakan sistem ni, maka effectnya adalah:

1) pemegang terpaksa bayar RM50 tak pasal2....
2) atau pemegang kena buang credit card, dan terpaksa guna cara kuno, bayar pakai cash, sistem baru ni secara tak langsung, menyebabkan Malaysia akan berundur setapak ke belakang...
3) agent2 yang kerjanya mencari rezeki dgn mencari customer2 baru utk sign credit card, terpaksa cari kerja lain, aduhai kesiannya....

Ok, kita perhatikan point kedua yang saya nak bincangkan:

2)"Pendekatan yang diambil termasuk pengurangan kadar maksimum cukai pendapatan individu daripada 27 peratus kepada 26 peratus pada 2010. Langkah itu memberi kelebihan dan keselesaan kepada mereka yang memperoleh pendapatan melebihi RM100,000."

Apakah tujuan sebenarnya? Ada udang di sebalik batu? Untuk memberi keselesaan kepada golongan kaya jutawan? Yang part ni, kerajaan perlu jelaskan mengapa ia perlu....sebenarnyer ia juga telah dilaksanakan pada Bajet 2009, pada masa itu pon saya sudah keliru kenapa kerajaan buat benda ni....ada pembaca dapat jelaskan tak apa yang kerajaan dapat? Bagi saya, sepatutnya kerajaan buat sebaliknya, iaitu menaikkan dari 27% kepada 30% ke....at least tambah pendapatan negara yang makin kurang duit sekrg ni....

Itu adalah sebahagian daripada bajet 2010 yang saya rasa tidak relevan...pada bajet 2009 dan 2008 juga ada perkara yang saya rasa satu pembaziran iaitu:

1) "memberi buku teks secara percuma kepada semua pelajar"

What?? Why?? Orang kaya raya pon dapat free buku teks? why should?

2) "beri baju sekolah percuma setiap tahun"....

Hmm...yang ni, mungkin perlu,mungkin tidak...

3) "menaikkan elaun pelajar universiti di US / UK sebanyak 98%."...

What?? Wowwwwww!! Why??? Masa saya belajar di Arizona dulu, saya dapat USD607 sebulan, dan hanya menggunakan about USD300 sebulan....tetapi kalau dinaikkan kepada 98%, ini bermakna peljar akan dapat USD1,200 sebulan...woww!! kaya raya tu...apakah effectnya:

1) mungkin menggalakkan pelajar utk enjoy sakan, maka pelajaran mungkin terabai (sbb dimanjakan dgn lebihan duit yg melimpah ruah)

2) pelajar yang kerja part time akan berhenti...bagi saya kerja part time bagus utk latih berkomunikasi dgn orang pelbagai ragam....

3) kerajaan kerugian berbillion Ringgit setahun utk menanggung kos bagi elaun tambahan

4) dan banyak lagi yg saya pon tak dpt nak recall....


Sebenarnya, bajet 2010 ada jugak yang membantu orang2 kurang kaya, tetapi, cuma kerajaan patut memikirkan dahulu kpd perkara-perkara yang merugikan kerajaan , iaitu perkara2 yang tidak perlu, usahlah dilaksanakan...

that is my opinion...what say you?


Takkan baca aja, tinggal la komen sikit kat bawah ni, ehehe
AbgZan
I found this quite interesting from yahoo website, maybe from their research.....is it true in your company that u r working now? hehe.... only you yourself know....



In down economic times, companies seem to have carte blanche to limit
salaries and make low-ball offers. But that shouldn't be the case.
Below are
the top salary secrets your employer doesn't want you to know. With this
information in hand, you'll be in a better position to get the pay you deserve.

Employers don't always offer a fair salary.

Some employers think
they're being fair, but they're not up-to-date with the latest salary
information. Others may try to pay less than the market value because they're
financially strapped. That's why it's important that you know exactly how much
money you should be making. A free salary report can help you calculate how much
you should be earning in any job.

You can negotiate your salary in a
tight job market.

In a recession, many people would rather take a pay
cut than lose their jobs. Raises are hard to come by and new hires may feel they
have less negotiating power. But that doesn't mean it's impossible to bump up
your salary; it's just a little more challenging.

According to a recent
survey from the Society for Human Resource Management, 80 percent of HR
professionals say employers are willing to negotiate salaries. So, if you're
looking for a raise at your current job, come armed with your marketplace worth
and make your case. And, if you've been offered a job that pays less than you
like, don't be afraid to name your realistic asking price. Keep in mind that, if
you got the offer, you're clearly the best candidate for the job -- even in this
highly competitive job market.

New hires sometimes earn more than
long-term employees.

When there's a strong job market, organizations
need to do whatever they can to attract top candidates. This often means that
starting salaries may be higher for newbies than they are for long-term
employees. Given the current economic conditions, that's less the norm these
days, but it still happens in certain industries. If you suspect that a new hire
with similar responsibilities is making more than you are, use current salary
data to approach your manager with the request to bring your salary up to par.

Your performance doesn't decide your pay.

While your performance
is one important factor in the salary equation, your pay is also a reflection of
many other factors, including:

The job market -- lower pay is more
acceptable in tighter job markets.
Location -- generally the higher the cost
of living, the higher your salary.
Years of service -- in many cases, the
longer you've been with a company, the higher your pay.
Organization size --
large organizations tend to pay more than small ones.
Education level -- in
most cases, the more education you have, the higher your pay. Take a free
education test to find out how going back to school can help you earn more.
If you're a valued employee who isn't making the money you deserve, you do
have options. Know your value and make your case with the help of your free
salary report. And know too, that many employers -- particularly larger
employers -- have a little more in the "raise kitty" than they let on.



http://hotjobs.yahoo.com/salary-articles-salary_secrets_your_employer_doesn_t_want_you_to_know-36
AbgZan
I found this very interesting...and shocked Malaysia is not in the list ;) hehehhe

http://finance.yahoo.com/banking-budgeting/article/107980/countries-with-the-biggest-gaps-between-rich-and-poor

Countries with the Biggest Gaps Between Rich and Poor
by Bruce Einhorn
Friday, October 16, 2009

provided by


The U.N. Development Program recently came out with a report looking, among other things, at income inequality worldwide.


More from BusinessWeek.com:

• A Rebound for China and India's Millionaires

• World's Best and Worst Property Markets

• The World's Best Places to Live 2009


The UNDP ranked countries and regions based on a number of factors, including their Gini coefficient, named for Italian statistician Corrado Gini.

We have listed the world's most advanced economies based on their Gini score, with zero marking absolute equality and 100 absolute inequality. Scandinavian countries, Japan, and the Czech Republic have the least amount of inequality. The U.S. is among the most unequal, but it's not No. 1. To see which economy is, read on.

Top 11 Countries With the Biggest Gaps Between Rich and Poor

No. 1 Hong Kong



ED Jones/AFP/Getty Images, PHILIPPE LOPEZ/AFP/Getty Images


Gini score: 43.4
GDP 2007 (US$ billions): 207.2
Share of income or expenditure (%)
Poorest 10%: 2.0
Richest 10%: 34.9
Ratio of income or expenditure, share of top 10% to lowest 10%: 17.8

Renowned for its high concentration of Rolls-Royces, expensive real estate, and posh shops, the Chinese special administrative region has plenty of rich who enjoy showing off their wealth. However, Hong Kong also has one of the largest public housing sectors in the world, with about half the population living in government-supported or -subsidized housing estates. The city has no minimum wage—except for domestic helpers from the Philippines, Indonesia, and other countries.

No. 2 Singapore

Gini score: 42.5
GDP 2007 (US$ billions): 161.3
Share of income or expenditure (%)
Poorest 10%: 1.9
Richest 10%: 32.8
Ratio of income or expenditure, share of top 10% to lowest 10%: 17.7

Singapore is one of the world's most open economies, and it suffered badly following the bankruptcy of Lehman Brothers last year. Recently, though, the city-state's economy has rebounded, with GDP growing an annualized 14.9% rate in the third quarter compared with the previous quarter.

No. 3 U.S.



Spencer Platt/Getty Images, Justin Sullivan/Getty Images


Gini score: 40.8
GDP 2007 (US$ billions): 13,751.4
Share of income or expenditure (%)
Poorest 10%: 1.9
Richest 10%: 29.9
Ratio of income or expenditure, share of top 10% to lowest 10%: 15.9

The share of income for the top percentile of Americans was 23.5% in 2007, the highest since 1928, according to Emmanuel Saez, a Berkeley economist who won the prestigious John Bates Clark Medal in April. Income for the top 0.01% hit a record-high 6.04%. And the recession may be exacerbating income inequality.

No. 4 Israel

Gini score: 39.2
GDP 2007 (US$ billions): 164.0
Share of income or expenditure (%)
Poorest 10%: 2.1
Richest 10%: 28.8
Ratio of income or expenditure, share of top 10% to lowest 10%: 13.4

Gone are the days when Israel was one of the world's most egalitarian societies. Early Labor Zionist pioneers built kibbutzim for Jewish immigrants, but those collectives have fallen on hard times. The growing number of haredim, or ultra-Orthodox Jews, with large families and men who study the Torah rather than work has worsened the inequality problem.

No. 5 Portugal



Spencer Platt/Getty Images, Justin Sullivan/Getty Images


Gini score: 38.5
GDP 2007 (US$ billions): 222.8
Share of income or expenditure (%)
Poorest 10%: 2.0
Richest 10%: 29.8
Ratio of income or expenditure, share of top 10% to lowest 10%: 15.0

While Portugal emerged from recession in the second quarter, the unemployment rate tops 9%. The ruling Socialists retained power in elections last month but lost seats to parties on the far left.

No. 6 New Zealand

Gini score: 36.2
GDP 2007 (US$ billions): 135.7
Share of income or expenditure (%)
Poorest 10%: 2.2
Richest 10%: 27.8
Ratio of income or expenditure, share of top 10% to lowest 10%: 12.5

According to the OECD, New Zealand had the biggest rise in inequality among member nations in the two decades starting in the mid-1980s. The country's economy emerged from recession in the second quarter, but with growth of just 0.1%, the central bank is likely to keep interest rates low until well into 2010.

No. 7 (tie) Italy



Vittorio Zunino Celotto/Getty Images, GERARD JULIEN/AFP/Getty Images


Gini score: 36.0
GDP 2007 (US$ billions): 2,101.6
Share of income or expenditure (%)
Poorest 10%: 2.3
Richest 10%: 26.8
Ratio of income or expenditure, share of top 10% to lowest 10%: 11.6

Italians are focused now on the melodrama surrounding embattled Prime Minister Silvio Berlusconi. The political crisis comes at a time when the economy is still mired in recession even as countries like Germany and France are growing again.

No. 7 (tie) Britain

Gini score: 36.0
GDP 2007 (US$ billions): 2,772.0
Share of income or expenditure (%)
Poorest 10%: 2.1
Richest 10%: 28.5
Ratio of income or expenditure, share of top 10% to lowest 10%: 13.8

According to Britain's Institute of Fiscal Studies, a government-funded think tank, the average national income, adjusted for inflation, grew 0.5% between 2004 and 2008. In contrast, the same figure for the top 90% income bracket jumped 1.2% over the same period. That was predominantly driven by large salaries and bonuses from the financial services sector in the pre-credit crunch era.

No. 9 Australia



GREG WOOD/AFP/Getty Images, Scott Barbour/Getty Images


Gini score: 35.2
GDP 2007 (US$ billions): 821.0
Share of income or expenditure (%)
Poorest 10%: 2.0
Richest 10%: 25.4
Ratio of income or expenditure, share of top 10% to lowest 10%: 12.5

While developed economies elsewhere fell into recession, the Lucky Country's good fortune held out, with Australia continuing to grow thanks in part to strong demand from China for its resources. This month the central bank raised interest rates, making Australia a leader among countries moving away from monetary easing.

No. 10 (tie) Ireland

Gini score: 34.3
GDP 2007 (US$ billions): 259.0
Share of income or expenditure (%)
Poorest 10%: 2.9
Richest 10%: 27.2
Ratio of income or expenditure, share of top 10% to lowest 10%: 9.4

Put aside the old comparisons to Asia's tiger economies. Ireland's workers are suffering badly from the recession; the unemployment rate soared in August to 12.5%. That's the second-worst in the EU, behind only Spain.

No. 10 (tie) Greece



getty images, ROBERT ATANASOVSKI/AFP/Getty Images


Gini score: 34.3
GDP 2007 (US$ billions): 313.4
Share of income or expenditure (%)
Poorest 10%: 2.5
Richest 10%: 26.0
Ratio of income or expenditure, share of top 10% to lowest 10%: 10.2

Newly elected Prime Minister George Papandreou's government faces potential disciplinary action from the European Union, which has reprimanded Greece for a budget deficit of 6% of GDP, twice the EU limit. The IMF projects the economy will shrink 0.8% this year.
AbgZan
Nak tgk tak camana situasi kelas kitorg....?




Bersemengat betul prof ni mngajar...seronok betul belajar....lagi dua minggu lagi, dia akan kasi set buku lain....on top of the books u r looking at...









Ni tempat rehat kitorg...utk breakfast semua...kalau ngantuk ada gula2, kopi, nescafe, coke, sprite, lemonade dsbnya...
AbgZan


Hari pertama sampai Bosnia, dah ada snow, sejuk betul...sampai negative suhunya...dah lama tak experience suhu sesejuk ni, hehe...the last time, masa kat Arizona, hehe....dah lama tak nampak salji...belom winter lagi pon, menurut org sini, diorg kata diorg pon tak expect suhu jadi sejuk camni awal sgt, sbb belom tiba masanya lagi pon.....hehe















































AbgZan
Hotel ni kecik aja, tapi cantik dan unik...sewanya 80 Euro sehari, mahal kan???

















AbgZan
video


Hey bro, macam ni laa cara main gasing....cuba tengok ni, CLICK PLAY!







AbgZan


Bergambar di tempat menarik









Mamat ni tgh buat gula2 Turki kot, dia pusing2 macam chewing gula2 ni, hehe...



Bergambar berlatarbelakangkan BLUE MOSQUE dan fountain,.


Muzium apa ntah namanhya...




Restoran pertama kitorng makan...usha, usha, jumpe jugak restoran yg agak murah...hehe




Bos tgh bercerita ..... "ni tempat menarik ni", katanya...






Ni macam ala2 LRT jugak la....berkongsi jalan dengan kereta, hehe...diorg pangil ni "tramp" ke apa ke....pjg jugak, macam LRT STAR..









AbgZan















AbgZan
Now in Dubai Airport for about 45min, nothing much can do. I can only walk around for about 15min, and getting online for about 5 min.



AbgZan
Salaam sejahtera semua,

Hari ini, merupakan hari terakhir saya di Malaysia,kerana malam ni saya akan bertolak ke Bosnia Herzegovina, untuk menjalani training luar biasa*.........

Saya dan another 2 staffs akan pergi ke sana selama sebulan, sampai about 19 November 2009....

Nanti, setibanya di sana, saya akan cuba bagi post update saya berada di sana....insyaAllah, jikalau wifi yg provided by hotel cukup STRONG, hehe....

Apapon, doakan kami berjaya, terima kasih....

wassalaam.

*yang dirahsiakan, hehe


Takkan baca aja, tinggalkan la komen sikit, hehe...
AbgZan
Daripada komen posting saya seblm ni yg bertajuk ""Tukar strategi capai Wawasan 2020 dengan cara bayar gaji tinggi...Really?", ada komen yang bertanya kepada saya bahawa "yg kaya makin kaya" atau "miskin semakin miskin"....

Allow me to express my opinion:

Dalam hal ni, jikalau "semua" company buat macam tu, contohnya, bagi gaji RM5k sebulan (kalau sblm kasi RM2500 misalnya), semua org akan dpt gaji double....

tetapi harga barang2 terkawal spt beras dan gula, adakah akan naik double? Yg tu saya tak tau....harga makanan di restoran akan naik double? yg tu kalau ikut logik, diorg tak patut naikkan double, melainkan harga barang2 terkawal tadi naik double...

harga bahan mentah spt minyak, simen, besi akan naik double? Tidak sama sekali, sbb harga barang2 tersebut bergantung kepada harga pasaran dunia....

harga handphone dan pc akan naik double? saya rasa tidak.....makin menurun ada laarr, spt yg kita tgk skrg harga hp dan pc makin menurun....

harga rumah akan naik double? tidak, sbb harga rumah mostly bergantung kepada harga bahan2 mentah spt batu-bata, besi, pasir, simen dan sebagainya, yg juga bergantung kepada harga pasaran dunia....

harga kereta? Naik? saya rasa tak...kalau naik pon sikit aja...

so, cuba dipikirkan balik, gaji double, tapi tak semua barang2 jadi double....untung ke tak? saya rasa kita akan untung....

kalau kita tgk negara2 maju seperti US misalnya....saya dulu belajar sana 4 years....selepas abis belajar, saya amat ingin bekerja di sana, cuba teka kenapa?

Sebab, di Arizona misalnya, gaji purata utk Engineer FRESH GRADUATE adalah USD48k setahun...bahagi 12, dapat la USD4k, perghhh, mantapppp gitu....

Harga kereta, Mazda RX8, pasti tuan-tuan semua tau kan? CUba teka berapa? USD27k aja...Harga kereta Nissan 350Z, atau di Malaysia terkenal dgn Nissan Fairlady, juga about USD28k....WOWW!!!...di Malaysia berapakah harganya?? RM200k-RM300k!!! Cuba convert harga USD27k X 3.39 = RM91530 ....Berbeza tak?? Gaji ENgineer fresh grad berapa kat sini?? RM1800? RM2200? tak dpt lawan gaji di sana....kalau di sana kerja di company oil and gas, Halliburton misalnya, dia kasi USD80 setahun....Nampak tak bezanya??

Harga susu segar 1 gallon = 4 liter = USD1.20 sudah dapat....Malaysia?? 1 liter susu segar dah RM4....hehe....

Dan banyak lagi...kalau citer, sampai ke Subuh tak habis, hehe...

Negara US, yg taraf hidup dikatakan tinggi, gaji tinggi, tapi barang2 keperluan spt beras, susu dan sebagainya, AMaT MURAH ooooo...kereta usah cakap ler...gaji setahun dah leh bayar....CASHHh.....

Apa yg saya nampak, kalau Malaysia laksanakan apa yg Mahathir sarankan, Malaysia mungkin akan jadi macam US....insyaAllah...

Cuma impaknya, mungkin kepada yg "JOBLESS", di mana, gaji tak dpt, tapi, barang2 mungkin naik "sedikit", macamana mau hidup??? Inikah yg mungkin sedara SaoQ maksudkan dengan, "yg miskin makin miskin"?.....

Wallahu'alam....


Takkan baca aja, komen la sikit kat bawah ni, hehe..
AbgZan
Baru-baru ni, Dr. Mahathir ada memberi idea, bagaimana untuk memajukan negara, seterusnya menuju Wawasan 2020. Main point dia, adalah untuk memajukan negara, negara kita mesti kaya, dan untuk menjadi kaya, semua pekerja mesti menerima gaji yang tinggi.

Kenapa kena dapat gaji tinggi? Sebab bila gaji tinggi, "kuasa membeli kita tinggi". Bila kuasa membeli kita tingggi, kita akan beli macam-macam barangan di Malaysia ni, yang tidak lain, akan membangunkan industri-industri di Malaysia.

Selain itu, apabila gaji kita tinggi, sumbangan kita tinggi kepada tax. Contohnya, kalau orang gaji RM2k sebulan, tak perlu bayar tax, tapi kalau orang gaji RM10k sebulan, kena bayar tax 10% ke berapa ke, saya pon tak tau, sbb gaji tak sampai situ lagi, masih ciput, hehe....

Good idea kan?? Itu baru contoh sikit aja tu, ada lagi....

Tapi persoalannya sekarang, bagaimana nak "pujuk" syarikat2 kita bekerja supaya bayar gaji tinggi?

Mari kita baca petikan dari akhbar di bawah:


Tukar strategi capai Wawasan 2020 - Dr. M

KUALA LUMPUR 29 Sept. - Malaysia perlu mengubah strategi pembangunan
dengan mengurangkan pergantungan kepada pelaburan langsung asing (FDI) bagi
mencapai Wawasan 2020, kata bekas Perdana Menteri, Tun Dr. Mahathir Mohamad.

Beliau mencadangkan Malaysia menjadi sebuah negara yang berkos tinggi
atau sederhana seperti Jepun dan Korea Selatan dengan meningkatkan gaji pekerja
serta membangunkan syarikat-syarikat multinasional tempatan.

''Keadaan
dunia telah berubah dan sudah tiba masanya untuk berhenti bergantung kepada
strategi lama iaitu kepada FDI walaupun ia telah memberi manfaat yang baik
sebelum ini.

''Kerajaan sepatutnya menimbang untuk membangunkan
syarikat-syarikat multinasional tempatan dengan memberikan pinjaman pada kadar
faedah rendah serta mempercepatkan pengeluaran lesen yang akan memberi dua
pendapatan baru kepada negara,'' katanya.

Beliau berkata demikian ketika
membentangkan kertas kerja bertajuk Melihat Kembali Wawasan 2020, Apa Kemajuan
Selama Ini dan Apa Yang Perlu Dilaksanakan Seterusnya pada Persidangan
Perkhidmatan Awam Ke-14 anjuran Institut Tadbir Awam Negara (Intan) di sini hari
ini.

Dengan strategi baru itu, katanya, kerajaan akan memperoleh
pendapatan daripada pinjaman yang diberikan kepada syarikat-syarikat
multinasional negara dan cukai perniagaan sebanyak 25 peratus apabila syarikat
terbabit mencatatkan keuntungan.

''Wawasan 2020 mungkin tidak akan dapat
dicapai pada tahun 2020 memandangkan negara berhadapan dengan dua krisis
kewangan utama iaitu pada 1997 dan tahun lepas yang menyaksikan Keluaran Dalam
Negara Kasar (KDNK) menurun.

''Wawasan ini hanya akan dapat dicapai
sekiranya kerajaan dapat mengubah strategi bagi merangsang lebih banyak
pertumbuhan ekonomi dengan membina syarikat-syarikat multinasional tempatan yang
mampu membawa keuntungan balik ke Malaysia,'' katanya.

Dr. Mahathir
menjelaskan, cadangan beliau itu merupakan penerusan kepada Dasar Pandang Ke
Timur kerana kerajaan baru melaksanakan sebahagian sahaja dasar tersebut.

Ujar beliau, fasa kedua dasar adalah membangunkan syarikat-syarikat
multinasional negara dengan bantuan kewangan kerajaan.

''Malangnya,
pelaksanaan dasar itu terhenti kerana negara hanya berjaya membangunkan Proton,
Perwaja dan sebuah syarikat simen di Langkawi dengan Proton dan Perwaja sahaja
yang kini masih lagi milik rakyat negara ini, tetapi syarikat simen kini telah
menjadi milik rakyat Perancis.

''Malaysia perlu mencontohi Jepun dan
Korea Selatan yang tidak takut memberi bantuan kepada syarikat-syarikat tempatan
untuk berkembang,'' katanya.

Bercakap kepada pemberita, Dr. Mahathir
menegaskan, cadangan beliau itu tidak bermakna gaji minimum harus dilaksanakan.

Katanya, ramai yang tersalah anggap mengenai cadangan beliau sekiranya
gaji sahaja dinaikkan tetapi perkara lain seperti produktiviti tidak
dipertingkatkan, negara tidak akan mendapat faedah.


Takkan baca aja, tinggalkan la sikit komen di bawah ni, hehe
AbgZan
Harini ada open house lagi, selepas solat Jumaat, sampai pukul 7pm macam tu....Tadi gua pi sorang, sbb kawan2 office semua enggan pi. Ada yg malu la, ada yg ala2 tak percayala, ada yg sengaja takmo pi la, haha.....biasa la, kalau aku ajak selalunya memang diorg takmo pi, hehe....

Tadi meriah sungguh, ramai gila orang, tapi memandangkan kerusi dan meja yg banyak, aku tak risau pon, byk gila tempat duduk kosong....Berikut adalah suasana open house dan makanan yg aku hentam sebentar tadi:

Sate, kambing panggang, sayur-sayuran, buah-buahan, durian, semua ada....



Sup tulang, sup daging yang sodap, dan menggiurkan....


Alamak laksa pon ada , hoi hoi....mee jawa pon ada, tapi gua bukan fanatik mee jawa...pecah, char kuey teaw pon ada.....



Wahh, lazat sungguh sea food yg ada, baik ketam, udang, ikan bakar, ikan pari, kerang, dsbnya...tapi....



tapi....gua hanya angkat udang, sbb dah kenyang bangat....hehe....

Itu semua hanya sebahagian aja yg sempat kutangkap gambarnya...nasi beriani, nasi impit, aiskri, ABC, teh tarik, kopi O, air mineral pon adaaaaaa.....hehe...Ada sesiapa yg teringin nak pi?

Masih open lagi rumah EXCO ni, nama dia Dato' Mohd Arif Abdul Rahman, Pegawai Kewangan Negeri Selangor, Jusa B kalau tak silap...setiap tahun dia buat Open House sebigini, dan majlis Buka Puasa juga....

Kalau ada sesiapa nak pi, boleh la pi, hari ni (Jumaat) sblm pukul 7pm....senang aja, kat Seksyen 7 yg ada byk banglo besar....macam ni, sapa yg tak reti, cara senang adalah:

1) Dari Federal Highway dari Shah Alam menuju ke Klang, exit ke Padang Jawa (sblm tol)

2) Selepas exit, terus belok kanan

3) Straight, sampai nampak tasek belah kiri, Petronas belah kanan dan sampai nampak Unisel belah kanan, belok kanan ke arah Unisel

4) Selepas belok kanan tadi, simpang pertama, belok kiri

5) Straight, simpang pertama belok kanan

6) Straight, simpang pertama belok kiri (Jalan Hablur 7/6), straight dan sampai anda tiba di kawasan spt dalam gambar di bawah:

Anda masuk, dan anda akan nampak suatu suasana Hari Raya sebegini....

Dan begini.....ni suasana dari luar...Kalau dari dalam, anda nampak suasana raya macam gambar2 di bawah pulok, hehe...


Kalau nak pi, pi sblm pukul 7pm...bukak lagi tu, insyaAllah...semoga berjaya!

Takkan baca lagi, bagi la komen sikit di bawah ni, hehe





AbgZan
Assalamualaikum,

Nampaknya sekarang ni business news banyak yang memperkatakan tentang gold. "Gold soars to a record high". Semalam emas cecah $1060 per ounce before it eased to $1050 per ounce.

Persoalannya sekarang, adakah Malaysia investors mendapat keuntungan daripada kenaikan harga emas ini?

Apakah yang sebenarnya berlaku sekarang?

Kenapa kenaikan emas ni begitu mendadak?

Ke manakah hala tuju seterusnya?

Bertalu-talu soalan yang mungkin ramai tanya. Terus terang saya katakan, buat masa ni, pelabur-pelabur Malaysia yang beli emas beberapa minggu lepas, mungkin tak merasa sangat faedah dari kenaikan ini. Mengapa begitu?

Sebab, punca utama kenaikan emas yang mendadak ini adalah kerana penurunan nilai Dollar yang mendadak. Jadi kenapa? Apa kaitannya?

Kaitannya adalah, apabila nilai Dollar turun mendadak, harga emas yang terkenal sebagai "kalis inflasi" for sure akan mengekalkan nilainya. Jadi, sejajar dengan penilaian turun Dollar di mata dunia, kalau harga emas maintain, maka secara tak langsung turun la nilai emas. So, utk mengelakkan benda tu berlaku, harga emas "MESTI" kena naik. Itu secara "common sense"nya.

Jadi pelabur2 bijak, pelabur2 jerung, pelabur2 yahudi yang kaya raya, dan pelabur2 berpengalaman, yang mengetahui the fact that the Dollar decrease, for sure akan beli emas. Itu semua basic bagi pelabur-pelabur, tak kira pelabur Stock market ke, trader-trader forex ke, mahupon pelabur2 emas. Semua pelabur kena tahu 2 perkara:

1) Ilmu technical analysis
2) Ilmu fundamental - yang berkaitan dengan news, isu-isu semasa dan sebagainya

Selalunya news dan isu2 semasa, membawa impak yang besar kepada pergerakan sesuatu market di mana, sesuatu news yang besar, mampu membawa KENAIKAN MENDADAK atau PENURUNAN MENJUNAM sesuatu pasaran (baik forex, mahupun stock market atau emas, etc).

Jadi berbalik kepada harga emas tadi, apabila nilai dollar sambung jatuh, maka apa yang berlaku, pelabur2 bijak akan beli emas, kerana mereka tahu, emas "FOR SURE" akan naik. Kedua, pelabur2 long term pula, yang mungkin tidak tahu apa2 tentang ilmu teknikal dan fundamental juga akan beli emas. Mengapa? Sebab, apabila nilai dollar jatuh, emas la satu komoditi yang sukar untuk jatuh. Dan emas la satu benda yang, bila inflasi berlaku, kalau kita nak "lock" value harta kita, selalu kita beli emas....

Maka, apabila semua orang berpusu-pusu beli emas, maka harga emas akan naik for sure. Kenapa? Again, Economy 101, kita kena refer kepada Supply and Demand. Demand is more than Supply. So akan naik la emas....

Ok, berbalik kepada pelabur Malaysia, kenapa saya cakap pelabur Malaysia tak rasa sangat keuntungan kenaikan emas yang mendadak ini?

Ok, common sense aja benda ni. Di Malaysia kita kira emas selalunya RM/gram. So kita convertla, dari USD/ounce kepada USD/gram. Contohnya sekarang USD1050/ounce, jadi USD33.76/gram.

Dari USD33.76/gram convert ke RM/gram. Tapi bukankah nilai USD dah menurun? Kalau beberapa minggu lepas 1USD=3.52, sekarang, 1USD=RM3. 39. Jadi, disbbkan tu, pelabur Malaysia mungkin tak merasa sgt keuntungan kenaikan harga emas ini. Logik tak tuan-tuan?

Contohnya, kalau kita merujuk harga emas di Maybank, compare semalam dengan harini, adalah "menurun"! Walhal mlm semalam di US, harga emas melonjak mendadak dari USD1042 kepada USD1060.

Tetapi, kalau tuan-tuan puan-puan tanya saya, saya yakin harga emas akan terus mengunjurkan kenaikan kepada USD1100 seterusnya USD1200. Tapi itu ramalan saya, spt yang saya ramalkan dalam episod yang lepas (baca posting lepas2). Tapi tuan-tuan jangan tamak dan tergesa-gesa buat belian. Hati-hatilah membuat pembelian, dan usah beli membuta tuli selepas dengar penjelasan saya. Belilah ikut "kemampuan" dan ikut "kepercayaan" diri sendiri. Sebarang keuntungan tuan puan, anda senyum. Sebarang kerugian, usah tuduh menuduh.

Begitulah ceritanya serba sedikit....Wallahu'alam.
Labels: , , 1 comments | edit post
AbgZan
Baru-baru ini gua ada buat open house ala-ala sederhana...Gua jemput sedara mara terdekat, dan kawan-kawan office dan kawan2 sekolah dan kawan2 Univ....Terima kasih kepada yg sudi datang. Kalau nak tau suasana open house, bole la hang tgk gambar2 di bawah:




Fawwaz sedang berborak dengan kawan-kawan officeku


Tetamu kanak-kanak sedang sibuk bermain di taman mainan mini di rumahku

Fawwaz sedang bertarung dengan Uwais, anak Fir dan Sya..

Fahmi sedang duduk sambil berdoa....dia nak makan kot time tu, hehe...


Gambar dari Kiri Atas: Sulastri, Intan, Aziatun dan Rabi'atul. Kesemuanya single-mingle, tinggal nak pilih aja...hehe...


Takkan baca aja, tinggal la sikit komen di bawah ni, hehe
AbgZan
Seperti KLCI / BSKL, emas juga sekarang ni berada di puncak harga, dan sedang bergelegar di paras $1000 for about 2 weeks already. Sblm ni, paras $1000 amat sukar utk dipecahkan, tetapi skrg harga tersebut sedang diperkotak-katikkan oleh pelabur....

Seperti posting saya yg sebelum ni, saya menjangkakan harga emas akan terus naik, HANYA JIKA harga emas tersebut berjaya membuat BREAKOUT dengan jayanya. Bagaimana nak tau ia a success breakout or just a fake breakout? Kadang2 ia terpecah dengan "tak sengaja", atau kadang2 ia dipanggil fake breakout / false breakout. Seperti dlm posting before i mentioned, it is cocsidered successfully, kalau $1050 dipecahkan dengan jaya, mungkin ia akan menuju ke paras $1,200 dengan hanya petik jari....

Tetapi skrg harga sedang bermain2 di sekitar 1,000. Persoalannya skrg, di manakah direction seterusnya?

Seperti KLCI / BSKL, Gold juga memerlukan hala tuju, atau petunjuk. Ketiadaan petunjuk yang jelas menyebabkan investor pening kepala, samada mahu jual atau hold atau mahu beli....

Dalam keadaan skrg, apabila sudah lama sangat bergelegar di puncak harga, selalunya, sedikit petunjuk aja sudah cukup untuk memberi harga tersebut momentum utk bergerak ke next price dengan laju, samada SAMBUNG NAIK, atau MENJUNAM...

My instinct bias lebih sikit kepada "SAMBUNG NAIK", tetapi anything can happen, and NOBODY can predict future...

Selalunya dalam keadaan sebegini, pelabur akan serba salah, utk hold, buy or sell.

My advise, kepada yg belom beli: JANGAN BELI LAGI

Kepada yang dah beli, boleh JUAL SEPARUH dulu....kalau harga turun, boleh gunakan cash tu utk beli lagi pada harga lower price....kalau harga naik, tengok aja, sambil "paksa" senyum, sbb hanya ada separuh aja pegangan, hehe....harap u all paham what i meant....

Wallahu'alam...


Takkan baca aja, tinggalkan la sikit komen kat bawah ni , hehe
Labels: , , 1 comments | edit post
AbgZan
Bila kita tgk KLCI kita telah berhari-hari bermain2 di takuk 1200-1230...seolah-olah tiada hala tuju.

Selalunya bila perkara ini terjadi, para pelabur pasaran memerlukan "petunjuk" untuk menentukan hala tuju.

Antara contoh2 petunjuk yang menentukan hala tuju pasaran adalah:

1) Pergerakan Market di US spt Dow Jones Industrial Average (DJIA) - normally berkadar terus

2) Pergerakan harga minyak - normally berkadar songsang

3) Berita-berita atau news yang berkaitan dgn ekonomi negara, spt pengumuman KPA (Kadar Pinjaman Asas) atau BLR (Base Lending Rate) oleh Bank Negara Malaysia (BNM), pengumumam Budget 2010 yang akan dibentangkan tidak lama lagi, mahupun berita-berita kemasukan pelabur asing ke Malaysia spt pelabur dari negara-negara Arab.

4) Berita-berita buruk spt "Jumlah Kematian Akibat H1N1 Bertambah Lagi" dan "Gempa Bumi Pertama di Malaysia mengakibatkan Kematian", etc....

5) Cuti - kebiasaan masa cuti, pelabur tiada di pasaran sbb nak bercuti dgn keluarga tercinta. Kadang2 mereka even JUAL saham mereka utk dptkan cash utk pergi melancong....so expect harga to go South...

6) World Cup - kebiasaannya market go down, sbb pelabur2 non-islamic lebih gemar pergi betting daripada trade saham...mereka mungkin akan jual saham mereka...Expect harga to go down juga....

7) Dan sebagainya....

Kesimpulannnya, market skrg memerlukan petunjuk...jika tiada petunjuk yg jelas, market MUNGKIN akan go down JUGOK....

Market KLCI jugak sudah amat lama tiada alami BIG CORRECTION yang amat PENTING utk kesihatan KLCI / BSKL....

Justeru, kepada mereka yg sudah berprofit, boleh jual pegangan dan tungu dan lihat...kepada yng nak HOLD pon boleh....itu semua hak anda.....

Kepada yg nak beli, saya nasihatkan, JGN BELI dulu....itu nasihat aja....apa pon, hak anda jugak utk beli....

Wallahua'alam...