tag:blogger.com,1999:blog-2328675355422437734.post4056423421232251295..comments2023-12-26T21:50:36.201+08:00Comments on ~Gaya Hidup Seorang Pelabur~: Refinance Housing Loan : Is it necessary?Unknownnoreply@blogger.comBlogger1125tag:blogger.com,1999:blog-2328675355422437734.post-37211869476822218882009-08-12T11:50:05.652+08:002009-08-12T11:50:05.652+08:00islamic loan tu pon kene tgk loan konsep yg mcm ma...islamic loan tu pon kene tgk loan konsep yg mcm mana.. kalo yg al-Bai-Bithaman Ajil tu walaupon nama Arab it doesn't mean islamic..<br /><br />copied from other website..<br /><br />Malayan Banking Bhd v. Marilyn Ho Siok Lin [2006] 3 CLJ 796<br /><br />“…people who take up a BBA (Bai-Bithaman Ajil) loan should not be put in a worse position than had they taken a conventional bank loan. If the Plaintiff in this case succeeds in its claim (the bank claiming full Sale Price of RM 995,205.64), there is no doubt that the Defendant would be put in a worse position than had she taken a conventional one. In a conventional bank loan, the borrower will only be required to pay an amount outstanding as at the date of the recovery of the loan, which is the date of the sale of the charged property.…”; <br /><br />wallahualam..bushwackersnoreply@blogger.com