AbgZan
Lately byk betul news2 merangsang pasaran.....antaranya Supermx umumkan profitnya naik 2800% compare dgn quarter sblmnya....TM declare profit menaik...Isu tariff elektrik akan diperbincangkan..

AXIATA pula untung 240% more than thn sblmnya..mungkin ramai tak tau AXIATA ni adalah syarikat yang empunya CELCOM..dahulu nama AXIATA adalah TM International...sblm tu dia combine dgn TM...bila dia split dua, dia jadi TM International (TMI) sblm tukar nama kepada AXIATA...AXIATA ni berkembang ke lebih kurang 10 negara2 Asia.....

secara keluruhannya, kebanyakannya adalah good news kepada syarikat2 yang meraih keuntungan melebihi berlipat ganda dari thn sebelumnya....

Tak kurang juga, yang umumkan bad news, seperti Transmile yang kerugian beratus juta....mengakibatkan sahamnya merudum more than 30% dlm masa seminit stock market bukak....cuba bayangkan market bukak pukul 9am, pukul 9.01 am aja saham Transmile merudum ke paras 0.61 daripada 0.91.....terus LIMIT DOWN (suspended sementara)...ptg dia bukak, menurun lagi ke paras 0.40....harini menurun lagi ke paras 0.36....effectnya Transmile ni masuk ke dalam ist PN17....kesian...dahulu kala, pada tahun 2007, saham ni bernilai RM15 lebih...fundamental kuat...sampai la kantoi ada penipuan dalam syarikat....

LCL juga mengumumkan bad news yang membawa kerugian beratus juta RM juga....

Tapi secara keseluruhan kebanyakan syarikat umum good news....antara news2 menarik pada hari Khamis baru2 ini :



Media Prima Q4 profit up

Proton in ‘intense’ talks

Perodua set to expand export market

Edaran Tan Chong positive on
growth

Mercedes-Benz sees upswing in January sales

KLK profit
soars on better showing

Hai-O to expand Indonesian operations (HAIO smlm
naik sampai RM9.99)

EON Cap notified of March 15 EGM

12.7% lower
Q2 net profit for HLB

Bank Islam sees higher growth in deposits

(Source: the star)

Apa lagi good news yang akan diannounce minggu depan plak....hehe

Any komen?? Taip aja ok...

AbgZan
Harini gua hantar kereta ke workshop utk tukar gear box dari Manual kepada Auto Transmission. Dia kata hantar Sabtu, boleh siap hari Ahad atau Isnin...

Okler, dia charge Rm1,550..kedai2 lain semua nak charge RM2k, atau RM3k ke atas...second hand recon la tapi...harap2 ok la....

Gua nak tukar ni bukan pasal gua tak suka manual (as a matter of fact, gua prefer manual dari auto), tapi sbb my beloved wife nak practise2 bawak kereta, kalau auto dia berani bawa katanya.....skrg ni belum ada urgent need utk beli kereta kedua lagi, so boleh saving sikit duit, hehe....

Ada sesiapa sini pernah tukar gear box? Ada sesiapa ada komen?
Labels: , 4 comments | edit post
AbgZan
Saya ingin mengambil kesempatan yang ada untuk mengucapkan Selamat Menyambut Maulidur Rasul. Kalau ada majlis-majlis ilmu tu, pergi la hadir, kasi insaf sikit :)

Wassalaam...

Any comment?
AbgZan
Smlm Najib dgn yakinnya berkata bahawa ekonomi kita akan bullish thn ni...semuanyer berdasarkan GDP dan juga faktor- faktor lain....ungkapan "YES" terhadapa soalan whether the worst was over, mungkin memberi impak yang besar kepada Malaysia, seterusnyer BSKL / KLCI kita..

Beliau juga berkata "The country has recovered from the economic crisis"....ayat2 tersebut bagi saya membawa makna yang besar, di mana pada masa yang sama kerajaan mungkin akan support ekonomi dan bursa saham kita...

Cuba baca artikel menarik di bawah ni:


PM: Economy poised to experience strong growth (source: the
star)



PUTRAJAYA: The worst is over for the Malaysian economy and it
is poised to experience strong growth this year, Datuk Seri Najib Tun Razak
said.

The Prime Minister, who announced that the gross domestic product
(GDP) for the fourth quarter of last year grew by 4.5%, said the country had
recovered from the economic crisis.

He said 2010 would be a year to be
bullish about as the GDP growth was an indication of better times.

“Barring unforeseen circumstances, we can safely say we have recovered
from the crisis and should look forward to strong growth for 2010,” he added.


Good news: Najib getting ready to speak to reporters after
announcing the country’s economic performance in Putrajaya Wednesday.
Asked
whether the worst was over, Najib replied: “Yes.”

Najib, who is also
Finance Minister, was speaking to reporters after announcing Malaysia’s economic
performance in the last quarter of last year.

The growth was attributed
to the strengthening domestic and external demand.

For the whole of last
year, however, the economy contracted by 1.7%, but this was lower than the
projected 3% contraction.

The first three quarters of last year saw the
economy contracting by 6.2% in the first quarter, 3.9% in second quarter and
1.2% in third quarter.

Najib expressed confidence that this year’s GDP
could reach 5%, higher than the 4% projected.

“We will work towards
generating confidence, speedy implementation of projects and encouraging the
private sector to invest.

“This and with higher consumer confidence, we
should make this a good year in terms of our economic performance,” he said.

He pointed out that one of the main reasons why the Govern­ment was
able to spend RM1bil a month on projects last year was because of a special
monitoring unit that made sure all programmes planned under the two stimulus
packages were implemented speedily.

“This is one of the reasons why we
managed to achieve more than expected in terms of our economic recovery,” he
added.

To date, over 113,000 projects under the two stimulus packages
have been or are being implemented, involving a total value of RM17bil. Of that,
the Govern­ment has made payments totalling RM13.9bil.



ANy coment guys?
AbgZan
Ekonomi Malaysia berkembang 4.5%, above expectation...ini merangsang ekonomi Malaysia...atas dasar tu antara sebab kenapa KLCI kita naik hari ini, berbanding bursa-bursa serantau lain di Asia yang menurun....

Esok mungkin KLCI akan sambung naik...KLCI pon ditutup atas 1270...good to go...

Malaysia GDP grew 4.5% in 4Q


Written by Chan Kok Leong
Wednesday, 24 February 2010 15:58

PUTRAJAYA: Malaysia emerged from
the recession with the Prime Minister announcing the country's economy grew at
4.5% in the fourth quarter of 2009, underpinned by the services, manufacturing
and agriculture sector.

He told a media briefing on Wednesday, Feb 24
that for the full year, the economy, measured by the gross domestic product
(GDP), contracted 1.7%. The GDP shrank 1.2% in the third quarter.

The
implementation of the fiscal stimulus measures had gained further momentum
during the quarter, providing an additional impetus to growth.

Malaysia's export performance benefited from improvements in external
demand, particularly from the regional economies, and from stronger commodity
prices. On the supply side, all economic sectors recorded positive growth, with
the exception of the mining sector.

According to a Bank Negara Malaysia
statement, the OPR was left unchanged at 2.00% in the fourth quarter. Interbank
rates for all maturities were relatively stable during the quarter.

In
terms of lending rates, the average base lending rate (BLR) remained unchanged
from the previous quarter, while the average lending rate (ALR) continued
decreasing to a historic low of 4.83% in December 2009.

On the supply
side, all economic sectors registered improved performance during the quarter.

In the services sector, growth was higher at 5.1% (3Q 09: 3.4%), driven
primarily by strong performance in the finance and insurance, wholesale and
retail trade, and real estate and business services sub-sectors.

The
manufacturing sector recovered to record a positive growth of 5.3% during the
quarter (3Q 09: -8.6%), reflecting improvements in both external and domestic
demand.

The CONSTRUCTION [] sector expanded further by 9.2% (3Q 09:
7.9%), supported mainly by the continued progress in the implementation of
projects under the stimulus packages.

Growth in the agriculture sector
was driven mainly by higher production of industrial crops, while the mining
sector contracted at a slower pace due to lower production of crude
oil.



Komen ye kawan2, sikit pon takpe, hehe
AbgZan
Petang ni, Cabinet akan putuskan tarif baru elektrik...alamat melambung la bil elektrik lepas ni...aduhai...siapa ada berani, boleh beli saham TNB, kalau betul naikla saham TNB ni, hehe...

Tapi news ni mendorong saham TNB naik pagi ni, dan bila TNB naik, KLCI pon naik jugak la....sbb TNB memberi sumbangan yang besar kepada mata KLCI....walaupon market serantau merah menyala, KLCI steady aja HIJAU, hehe...


Cabinet to decide on new power tariff
Written by Bernama
Tuesday, 23
February 2010 16:24


KUALA LUMPUR: The Cabinet will decide Wednesday on
the new electricity tariff, says Energy, Green Technology and Water Minister
Datuk Seri Peter Chin Fah Kui.

He said his ministry had submitted a
proposal paper on power rate review to the Economic Planning Unit in the Prime
Minister's Department.

"If the Cabinet approves, there will be some
increase, it can't be a reduction," he told reporters at the Tenaga Nasional Bhd
Chinese New Year gathering.

On the percentage of increase, Chin said: "I
can't tell you because (Wednesday) the Cabinet may decide otherwise". — Bernama


Komen ye kawan-kawan :)
AbgZan
Salaam all,

Saya mau tanya u all, kalau anda kaya, anda bg tau org tak? Kalau ada jutawan anda bg tau? Kalau anda dulu hanya ada saving RM3000 dlm bank, tapi diberi rezeki jadi jutawan, anda akan senyap aja, atau tak dpt tahan diri utk citer kat sedara mara dan sahabat handai?

Kalau nak diikutkan hati, kalau gua la kan, gua ingat kalau gua jadi jutawan nanti, gua akan senyap aja...sbb apa?

1) bahaya kalau org2 luar tau kita kaya....bukan nak minta, tapi skrg ni jenayah merata-rata....

2) spt biasa, kalau kita ada byk duit, kaya raya, kawan2 yg ambik tak endah dgn kita, tiba-tiba jadi baik, bertanya khabar, borak-borak dan sebagainya....ada udang dan sotong di sebalik batu....

3) tak mustahil jugak, datang ramai org yang tiba-tiba nak tuntut hutang la itu la ini la...kenal pon tak....macam2 citer direkanya....

4) etc...

So better keep it secret...tapi on the other side pulak....naluri utk nak citer ni susah jugak nak tahan tu....bukan apa, utk nak kongsi pengalaman suka-duka camana kita leh jadi kaya-raya atau jutawan gitu....tul tak?

Apa pun....kalau u all kaya camana pulak?? u all citer tak yg u all kaya, atau senyap aja...u all citer tak experience u all?

Ok, mari sini kita tgk artikel di bawah, gua kepilkan, 10 things jutawan takmo bg tau kita...:)

10 Things Millionaires Won't Tell You
Daren Fonda and Lisa Scherzer

Updated and adapted from the book "1,001 Things They Won't Tell You: An
Insider's Guide to Spending, Saving, and Living Wisely," by Jonathan Dahl and
the editors of SmartMoney.

1. "You May Think I'm Rich, but I Don't."

A million dollars may sound like a fortune to most people, and folks
with that much cash can't complain -- they're richer than 94% of U.S. households
and earn $350,000 a year, on average, putting them in the top 1% of taxpayers.
But the club is a little less exclusive. About 6.7 million households have a net
worth above $1 million excluding home equity -- more than there were in 2002 but
lower than the record high of 9.2 million in 2007, according to a 2009 report by
Spectrem Group.

Moreover, a recent survey by Fidelity found just 46% of
millionaires "do not feel" wealthy. "They're worried about health care,
retirement and how they'll sustain their lifestyle," says Gail Graham, executive
vice president of Fidelity Investments.

Indeed, many millionaires still
don't have enough for exclusive luxuries, like membership at an elite golf club,
which can top $300,000 a year. While $1 million was a tidy sum three decades
ago, you'd need $2.9 million for the same purchasing power today. And two-thirds
of all millionaires have a net worth of $2.5 million or less, according to
research firm TNS. So what does it take to feel truly rich? The magic number is
$7.5 million, according to Fidelity.

2. "I Shop at Wal-Mart ..."

Most millionaires come from middle-class households, and roughly 65%
have been wealthy for less than 15 years, according to a 2009 survey of
high-networth individuals, published by American Express Publishing and Harrison
Group.

They may not buy the 99-cent paper towels, but millionaires know
what it is to be frugal. About 84% say they spend with a middle-class mindset,
according to the AmEx/Harrison survey. That means buying luxury items on sale,
hunting for bargains -- and even clipping coupons. In fact, affluent households,
including those with income above $100,000, tend to be heavier coupon users than
those with lower incomes, according to a 2009 study by Nielsen and market
research firm Inmar.

The recent financial crisis has only worked to
exaggerate this phenomenon. People making six figures are shopping at Costco.
They're realizing that "they really do need to be more aware of how they spend
their money," says Jon Gallo, principal of Gallo Consulting, which works with
financial planners on issues of family wealth.

3. "... but I Didn't Get
Rich by Skimping on Lattes."

So how do you join the millionaires' club?
One way is to run your own business. That's how more than a third of all
millionaires made their money, according to the AmEx/Harrison survey. Over a
third had a professional practice or worked in the corporate world; only 5%
inherited their wealth.

Regardless of how they build their nest egg,
virtually all millionaires "make judicious use of debt," says Russ Alan Prince,
coauthor of "The Middle-Class Millionaire." They'll take out loans to build
their business, avoid high-interest credit card debt, and leverage their home
equity to finance purchases if their cash flow doesn't cut it. Nor is their
wealth tied up in their homes. Home equity represents just 10% of millionaires'
total assets, according to TNS. "People who are serious about building wealth
always want to have a mortgage," says Jim Bell, president of Bell Investment
Advisors. His home is probably worth $1.5 million, he adds, but he owes $900,000
on it. "I'm in no hurry to pay it off," he says. "It's one of the few tax
deductions I get."

4. "I Have a Concierge for Everything."

That
hot restaurant may be booked for months -- at least when Joe Nobody calls to
make reservations. But many top eateries set aside tables for celebrities and
A-list clientele, and that's where the personal concierge comes in. Working for
retainers that range anywhere from $25 an hour to six figures a year, these
modern-day butlers have the inside track on chic restaurants, spa reservations,
and even an early tee time at the golf club. And good concierges will scour the
planet for whatever their clients want -- whether it's holy water blessed
personally by the Pope, rare Mexican tequila, or 12 albino peacocks to be
shipped to a yacht in the south of France.

No surprise, though, the
recession has the rich scaling back a bit. Stacey Gordon, spokeswoman for global
concierge service Quintessentially, says fewer clients are booking private jets
and more are toning down their celebrations. "We used to have requests for large
extravagant parties -- with 500 guests and champagne towers," she says. Now,
events take the form of more intimate dinner parties held at homes rather than
at huge venues with large costs attached.

Concierge services today
extend to medical attention as well. For $3,600 to $5,000 a year, clients at
Enhanced Medical Care, a Boston-area medical concierge, can get 24-hour access
to a primary-care physician who can prescribe medication over the phone or email
and facilitate admission to a hospital. And if your five-year-old takes a fall
and needs stitches on a weekend or holiday, you can bring him in for treatment
if the family pediatrician isn't available or if you'd rather not wait in the
emergency room, says a nurse at Enhanced Medical Care.

5. "You Don't Get
Rich by Being Nice."

Many millionaires privately admit they're "bastards
in business," says Prince. "They aren't nice guys." Of course, the wealthy don't
exactly look in the mirror and see Gordon Gekko either. Most millionaires share
the values of their moderate-income parents, says Lewis Schiff, a private wealth
consultant and Prince's coauthor: "Spending time with family really matters to
them." Just 12% say that what they want most to be remembered for is their
legacy in business, according to a 2008 AmEx/Harrison study.

Millionaires are also seemingly undaunted by failure. Don Crane, for
example, now runs a successful company that screens tenants for landlords. But
his first business venture, a real estate partnership, went bankrupt costing him
$20,000 -- more than his house was worth at the time. "It was the most
depressing time in my life, but it was the best lesson I ever learned," he says.

6. "Taxes Are for Little People."

Most millionaires do pay
taxes. In fact, the top 1% of earners paid about 40% of total federal income
taxes collected in 2007, according to the Internal Revenue Service. That said,
the wealthy tend to derive a higher portion of their income from dividends and
capital gains, which are taxed at lower rates than wages (15% for long-term
capital gains vs. 25% for middle-class wages). Also, high-income earners pay
Social Security tax only on their first $106,800 of income.

But the big
savings come from owning a business and deducting everything related to it.
Landlords can also depreciate their commercial properties and expenses like
mortgage interest. And that's without doing any creative accounting. Then there
are the tax shelters, trusts, and other mechanisms the super rich use to shield
their wealth.

7. "I Was a B Student."

According to the book "The
Millionaire Mind," the median college grade point average for millionaires is
2.9, and the average SAT score is 1190 -- hardly Harvard material. In fact, 59%
of millionaires attended a state college or university, according to
AmEx/Harrison.

When asked to list the keys to their success,
millionaires rank hard work first, followed by education, determination, and
"treating others with respect." They also say that what they absorbed in class
was less important than learning how to study and stay disciplined, says Jim
Taylor, vice chairman of the Harrison Group. Granted, 46% of millionaires hold
an advanced degree, and elite colleges do open doors to careers on Wall Street
and in Silicon Valley (not to mention social connections that grease the
wheels). But for every Ph.D. millionaire, there are many more who squeaked
through school.

8. "Like My Ferrari? It's a Rental."

Why spend
$3,000 on a Versace bag that'll be out of style as soon as next season when you
can rent it for $175 a month? For that matter, why blow $250,000 on a Ferrari
when for $10,000 it can be yours for a few weekends a year? Clubs that offer
"fractional ownership" of jets have been popular for some time, and now the
concept has extended to other high-end luxuries like exotic cars and fine art.
Online companies like Avelle (formerly Bag Borrow or Steal), for example, cater
to customers who always want new designer accessories for $5 a month membership
and, for example, $20 a week for a Tory Burch handbag.

The trend seems
to be getting hotter. Luxury jewelry rental site Adorn launched in 2006 offering
just diamond jewelry focusing on the bridal market and is now expanding to
include pieces for all occasions. The company's sales grew an average of 35%
month over month between January 2009 and January 2010, and it boasted its
biggest month ever in January 2010. "We're seeing a lot more clients who
probably could buy could buy a $5,000 necklace but don't want to. It makes more
sense for them to spend $200 to rent it than to buy it," says Laura Carrington,
Adorn's co-founder and chief stylist.

9. "Turns out Money Can Buy
Happiness."

It may not be comforting to folks who aren't minting cash,
but the rich really are different. "There's no group in America that's happier
than the wealthy," says Taylor, of the Harrison Group. Roughly 65% of
millionaires say that money "created" more happiness for them, he notes. Higher
income also correlates with higher ratings in life satisfaction, according to a
study by economists at the Wharton School of Business. But it's not necessarily
the Bentley or Manolo Blahniks that lead to bliss. "It's the freedom that money
buys," says Betsey Stevenson, coauthor of the Wharton study.

Concomitantly, rates of depression are lower among the wealthy,
according to the Wharton study, and the rich tend to have better health than the
rest of the population. The wealthy even seem to smile and laugh more often,
according to the Wharton study, to say nothing of getting treated with more
respect and eating better food. "People experience their day very differently
when they have a lot of money," Stevenson says.

10. "You Worry About the
Joneses -- I Worry About Keeping Up With the Trumps."

Wealth may go a
long way toward creating happiness, but the middle-class rich still can't afford
the life of the billionaire next door -- the guy who writes charity checks for
$100,000 and retreats to his own private island. "What makes people happy isn't
how much they're making," says Glenn Firebaugh, a sociologist at Pennsylvania
State University. "It's how much they're making relative to their peers."

Indeed, for all their riches, some 40% of millionaires fear that their
standard of living will decline in retirement and that their money will run out
before they die, according to Fidelity. Of course, it may not help if their
lifestyle is so lavish that they're barely squeaking by on $400,000 a year. "You
can always be happier with more money," says Stevenson. "There's no satiation
point." But that's the trouble with keeping up with the Trumps. "Millionaires
are always looking up," says Schiff, "and think it's better up there."

Camana ada komen tak? Anda kalau jutawan, anda citer tak?
AbgZan
Salam,
Sure ramai tak sabar2 nak tau berapa Bank Rakyat bagi dividen thn ni? Dan bila? Akhirnyer terjawab juga...Bank Rakyat mula bagi dividen sebanayak 15% minggu depan pada 22 Februari 2010....so, tanda la kat kalendar tu yer...sure semua tak sabar, termasuk gua, haha.....

Syukur, dpt bonus sikit....

Salaam...

Rakyat bayar dividen tunai 15% mulai 22 Feb

KUALA LUMPUR 19 Feb. – Bank Kerjasama Rakyat Malaysia Bhd. hari ini (Bank
Rakyat) mengumumkan dividen tunai sebanyak 15 peratus yang akan dibayar kepada
para anggota mulai 22 Februari. – Utusan

Takkan baca aja kawan, komen ler sikit :)
AbgZan
Teruja gua baca news2 orang terkaya di Malaysia ni....bila la agaknya gua nak jadi kaya cam diorg ni...tak perlulah top 10 atau top 100, mahupun billionaire...jutawan pon jadilah, hehe...atau separuh jutawan worth pun ok ler...hehe.....

Mari kita tgk sapa paling kaya di Malaysia ni....

Robert Kuok terkaya di Malaysia
16/02/2010 4:39pm


KUALA LUMPUR 16 Feb. - Tan Sri Robert Kuok dari
Kumpulan Kuok yang melepaskan mahkotanya “Raja Gula” tahun lepas, mendahului
senarai 40 orang terkaya di Malaysia.

Kekayaan beliau ialah sebanyak
RM42.76 bilion, meningkat RM16.1 bilion daripada RM26.6 bilion setahun lalu .

Hartawan telekomunikasi Ananda Krishnan berada pada kedudukan kedua
dengan kekayaan RM27 bilion.

Tan Sri Lee Shin Chen dari IOI Corporation
Bhd menduduki tempat ketiga dengan kekayaan RM11.92 bilion diikuti ahli
perbankan terkemuka Tan Sri Teh Hong Piow dengan kekayaannya berjumlah
RM10.86bilion.

Tan Sri Lim Kok Thay dari Kumpulan Genting dengan
kekayaan bernilai RM10.38 bilion, melonjak kepada kedudukan kelima. Ini kerana
beliau mewarisi sejumlah besar kekayaan daripada mendiang bapanya Tan Sri Lim
Goh Tong.

Tan Sri Quek Leng Chan dari Kumpulan Hong Leong menduduki
tempat keenam dengan RM7.09 bilion manakala Tan Sri Syed Mokhtar Albukhary dari
Yayasan Albukhary dengan kekayaan bernilai RM6.01 bilion, menduduki tempat
ketujuh.

Jutawan lain yang tersenarai dalam 10 teratas adalah balu Lim
Goh Tong, Puan Sri Lee Kim Hua, Tan Sri Tiong Hiew King dari Rimbunan Hijau
Group dan Tan Sri Vincent Tan dari Berjaya Group.

Lima muka baru dalam
senarai itu ialah Lee Swee Eng dari KNM Group, Datuk Shahril Shamsuddin dan
Shahriman Shamsuddin dari Sapura, Datuk Seri Nazir Razak dari CIMB Group dan Ong
Leong Huat dari OSK Holdings, yang muncul semula dalam senarai itu selepas tiada
dalam tempoh setahun. - Bernama



Any comment? Ada kat sini yang nak jadi TOP 10 terkaya di Malaysia?
Labels: 0 comments | edit post
AbgZan
Harga minyak kita tgk sekarang ni bergerak di bawah USD80 setong....

Sejak beberapa bulan lepas semasa saya menjangkakan harga akan melambung, ia bergerak dari USD69 sehingga USD82, seblm ia jatuh kembali ke paras lebih kurang USD71. Kejatuhan ke paras USD71 saya predict hanya sementara. Kalau kita kaji, kejatuhan tu disebabkan oleh kerisauan dunia kemerosotan ekonomi gelombang kedua akan berlaku (selepas gelombang pertama pada 2008-2009). Di mana kalau ia berlaku, demand kepada minyak mungkin berkurang....tapi gua rasa ia news2 sementara...harga minyak tetap akan naik balik...

Ketika post ini dikarang, harga minyak telah naik balik ke paras USD77....resistance pertama pada USD80, diikuti USD82....then USD85 diikuti USD90...lepas tu USd100....kalau breakout berlaku....alamat pergi balik ke paras USD148 dan seterusnya USD200....

Bilakah ia akan berlaku? We never know...maybe thn ni....atau thn 2011....

Apa pun get prepared ler....dengar ura2 Kerajaan akan kurangkan subsidi kepada kita, di mana harga minyak boleh pergi ke paras RM3 - RM4 satu liter...about double dari sekrg tu....dan skrg di paras USD70+...

Kalau harga minyak dunia pergi ke paras USD140 nanti, maka harga minyak Malaysia menuju ke paras RM6-RM8 le gamaknya...perghh....teruk tu...

Takpe kita tgk aja la.....kalau ia berlaku, ekonomi akan merosot kembali.....

Wallahu'alam....ikuti artikel saya petik dari The Star


Saudi Arabia preparing for oil demand to peak


JEDDAH, Saudi Arabia:
A top Saudi energy official expressed serious concern Monday that world oil
demand could peak in the next decade and said his country was preparing for that
eventuality by diversifying its economic base.

Mohammed al-Sabban, lead
climate talks negotiator, said the country with the world's largest proven
reserves of conventional crude is working to become the top exporter of energy,
including alternative forms such as solar power.

Saudi Arabia was among
the most vocal opponents of proposals during the climate change talks in
Copenhagen.

And al-Sabban criticized what he described as efforts by
developed nations to adopt policies biased against oil producers through the
imposition of taxes on refined petroleum products while offering huge subsidies
for coal - a key industry for the United States.

Al-Sabban said the
potential that world oil demand had peaked, or would peak soon, was an "alarm
that we need to take more seriously" as Saudi charts a course for greater
economic diversification.

"We cannot stay put and say 'well, this is
something that will happen anyway," al-Sabban said at the Jeddah Economic Forum.

The "world cannot wait for us before we are forced to adapt to the
reality of lower and lower oil revenues," he added later.

Some experts
have argued that demand for oil, the chief export for Saudi Arabia and the vast
majority of other Gulf Arab nations, has already peaked.

Others say
consumption will plateau soon, particularly in developed nations that are
pushing for greater reliance on renewable energy sources.

With oil
demand only now starting to pick up after it was pummeled by the global
recession, some analysts say consumers may have learned to live permanently with
a lower level of consumption.

The Organization of the Petroleum
Exporting Countries, as well as other international energy organizations, is
forecasting a slight rise in oil demand this year, based mainly on increased
consumption in Asia after last year's sharp hit.

Either peak oil
scenario presents grave challenges for the Gulf region and OPEC, whose countries
rely on oil sales for as much as 90 percent of their budgets.

Al-Sabban,
who also serves as the chief economic adviser to Saudi Oil Minister Ali Naimi,
said an oil demand peak would be "very serious" for the country.

Saudi
has about 264 billion barrels of crude reserves and currently produces about 8
million barrels per day out of its overall output capacity of around 12 million
barrels per day.

The kingdom, widely seen as the de facto leader of the
12-member OPEC, has embraced an ambitious expenditure program aimed not only at
further developing its oil base but also expanding and diversifying its economic
base.

Its expansionary policies came even as other nations were
tightening purse strings in response to the world's worst financial crisis in
over six decades.

The outlays included billions of dollars for a new
research university that opened last year, as well as major ventures such as the
construction of new economic cities and other infrastructure.

Oil's
pre-recession price boom also helped pad Saudi Arabia's foreign reserves, now in
excess of $400 billion, and have helped the government weather the worst of the
global crisis.

International ratings agency Moody's, in a reflection of
the country's macroeconomic position, on Monday upgraded Saudi Arabia's foreign
and local currency government ratings to Aa3 from A1 citing "the continued solid
state of government finances which have largely withstood oil price volatility
and the global economic crisis."

Al-Sabban said that along with
investing in education and economic diversification, Saudi must ensure that it
become the top energy exporter, including in solar power, to keep moving
forward.

The country recently launched its first solar-powered
desalination plant and al-Sabban said oil giant Saudi Aramco was working on a
pilot project to inject carbon emissions back into wells to help boost output.

The carbon sequestration project, which he said would be operational by
2012, was a sign of Saudi Arabia's commitment to environmentally sound energy
development.

The push for cleaner technology is pivotal for the oil rich
kingdom. - AP



Komen le sikit ye kawan-kawan...:)
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AbgZan
Where do you think BSKL is going after Chinese New Year?

Kita lihat sudah hampir sebulan market telah retrace atau correct atau dalam bahasa Melayunya mengalami pembetulan teknikal. Daripada peaknyer 1308 sehinggalah ke paras 1224, menurun sebanyak 84 points sebelum naik kembali ke paras 1253.

Mungkin ramai tertanya-tanya ke manakah hala tuju seterusnya KLCI?

Setelah kita perhatikan CNY Rally tidak betul2 berlaku...malah market jatuh pula...adakah market akan sambung jatuh apabila market dibuka pada hari Rabu, 17 Feb 2010?

Pada saya, market akan naik kembali dan mula menuju kembali ke paras 1300...itu tanggapan gua la....based on what basis?

1) Pertama sekali, CNY Rally tidak berlaku...selalu selepas CNY Rally market akan terus jatuh. Tetapi CNY Rally tidak berlaku, maka kejatuhan mungkin tidak akan berlaku...

2) Kedua, kebiasaanya pembetulan teknikal berlaku hanya about 2 weeks up to 1 month only...dan skrg sudah hampir sebulan ia berlaku...

3) Ketiga, CNY skrg adalah bermulanya Tahun Tiger, di mana, ia dianggap sebagai "berani", "cabaran", "competetiveness", "unpredictability". Feng Shui expert, Joey Yap dari Mastery Academy kata: "It is an exciting year with lots of opportunities. The Young Metal in the first half of the year symbolises a strong impact while wood denotes wealth in astroogy"....

4) Keempat, KLCI sudah "OVERSOLD"....memang masa untuk membeli....

5) Dan lain-lain

Akan tetapi, kejatuhan mungkin akan bersambung, kalau masalah ekonomi dunia berlanjutan...antara masalah "besar" yang dirisaukan adalah:

1) Masalah unemployment di USA yang tidak stabil....bulan lepas US alami masalah unemployment yang teruk

2) China memperketatkan policy bank dengan memaksa bank2 menaikkan reserve mereka. Dan kerajaan China mengulanginya lagi buat kali ke-2 minggu lepas. Kedua-dua ni berlaku dalam masa sebulan aja. Ini semua kerana China takmo ekonomi diorang naik laju sgt macam yang berlaku pada thn 2007..

3) Masalah kewangan di Greece (terutamanya), Portugal and Spain...Lebih USD300 billion hutang di Greece...kesemuanyer impact kepada Europe, termasuk mata wang Euro...dan sekaligus impact dunia jugak, semua duk risau....

Akan tetapi, masalah pertama dah getting better, data terbaru minggu lepas menunjukkan improvement....masalah kedua pula, bukannya masalah, tetapi hanya bersifat sementara...dan masalah ketiga Europe sedang dalam nak solvekan problem tu...oleh itu, ketiga-tiga masalah di atas mungkin akan menjadi okay, dan tidak merisaukan pelabur lagi....

Daripada pengalamanku, selalunyer teknikal comes first, followed by fundamental...Apakah maksudnye tu?

Maksudnya, selalunya teknikal yang berlaku dulu....di mana dari segi teknikal market memerlukan adjustment / correction / retracement ....kerana market naik tanpa berlaku pembetulan teknikal yang sepatutnyer...iaitu about -10%...

Bagi merealisasikan correction tersebut, maka news2 yang keluar diperbesar2kan dan diulang2 setiap hari di dada-dada akhbar, dengan harapan pelabur menjadi risau....maka berlaku la panic selling.....

Selepas dirasakan market dah correct ke paras yang sepatutnyer, maka masa tu, mulalah keluar news2 yang mengatakan, masalah2 tersebut dah reda dan telah diatasi dan sebagainya....:) Itu semua mainan semata2 aja, haha....

Apa pun...kita tgk apa yang akan berlaku nanti....

Resistance pertama KLCI gua tgk terletak di 1268-1270, diikuti 1280, dan 1300....dan 1308...kalau semua broken, consider the next rally to 1350-1400....

Wallahu'alam...

Ada komen tak kawan2? Komen la yer...
AbgZan
The Chinese use the lunar calendar for celebratory events which includes the New Year. This falls somewhere between late January and early February. The cycle of twelve animal signs originates from Chinese tradition as a way of naming the years. The animals follow one another in an established order and are replicated every twelve years. The rat, ox, tiger, rabbit, dragon, snake, horse, sheep, monkey, rooster, dog and pig are the twelve animal signs. Every animal has particular characteristics and people born in a specific year are believed to take on these characteristics.

According to the Chinese Zodiac, the Year of 2010 is the Year of the Tiger, which commences on February 14, 2010 and ends on February 2, 2011. The Tiger is the third sign in the Chinese Zodiac cycle, and it is a sign of bravery. This courageous and fiery fighter is admired by the ancient Chinese as the sign that keeps away the three main tragedies of a household. These are fire, thieves and ghosts.

Tigers are physically powerful, gracious, independent and brave, they are extremely bold animals. They are friendly and loving but can also selfish and short tempered. Tigers seek attention and power; frequently they are envious in a relation. Tigers live dangerously which often leads to trouble. They are intolerant, take risks and are always searching for excitement. Tigers are also instilled with a good dose of courage.

The Tiger has an overpowering attraction and is very kind and always takes on the character as protector. The Tiger flourishes by power and attention and takes advantage of all circumstances it gets itself into. The Tiger is a natural leader and loves to be the centre of attention. As a rebel it goes up against authority and speaks out about wrongs in society, and willingly puts up objections. Even if you don’t agree with the beliefs of the tiger you admire his way to protest.

Just as how their counterparts in the jungle are impulsive, so too are individuals born in the Chinese Year of the Tiger. When people think of tigers, it is their vigor and power that comes to mind first. But it has also been noted that tigers are known to share and are unselfish animals. The reason people admire the tiger is due to the fact that they are ferocious and domineering on the outside, but they are just as noble and distinguished on the inside. These are the same personality attributes that persons will have who are born in the Year of the Tiger.

People that are born in the Year of the Tiger are generally well liked because of their charismatic personalities. Often, failing at a given duty or being unproductive in his personal or professional life can cause a Tiger to experience a deep sense of depression.A Tiger is always at their happiest when they endeavor to climb the ladder of success. Attaining the top spot is his foremost purpose; being in a position of power is her ultimate goal. They are quick learners, need to be challenged and often prefer to work alone. Some Tigers tend to change careers more frequently because they get bored quite easily. They are natural born leaders and perform at their best if working towards positions of power and influence. So once there is no further room for progression, they will often move on to something else.

Anyone that is born in the Year of the Tiger is usually straightforward and outgoing by nature. They will never give up no matter how aggravated they may become. But, they are also full of suspicion and at times will take hasty action. Never lose sight of the fact that Tigers are smart and instinctive.

People born in the Year of the Tiger always take pride in being different from others, and normally demonstrate their originality best in their homes. Their homes are typically filled with exotic possessions. It is no surprise that one of the Tiger’s favorite gemstones is the cat’s eye, but tigers also love the sparkle of rubies and diamonds. They like to spend money, and also to share it. They can be very impulsive spenders because they know they can at all times make more.

The Year of the Tiger is the third year in the cycle of “Heavenly Branches”. Customarily, it is called “Yin”. Those born in the Year of the Tiger are compatible with the horse, dog, and dragons. The year 2010 is another Year of the Tiger. It is the ji-chou year. Jji is the sixth of the Ten Celestial Stems and yin is the third of the Twelve Terrestrial Branches and marks the Year of the Tiger.

Were you born during a Year of the Tiger?
You were if you were born in one of these years:
1902, 1914, 1926, 1938, 1950, 1962, 1974, 1986, and 1998.

2011 is the Year of the Rabbit!
Source: http://www.yearofthetiger.net/
AbgZan
Dear All Readers,
I would like to take this opportunity to wish you and your loved ones
a Happy Chinese New Year. May you celebrate this auspicious day with
happiness and joy.

Have a pleasant holiday!
AbgZan
Dari dulu, sampai lah sekarang, tak habis2 dengan aktiviti scam menyecam....yang menjadi mangsa, selalunya golongan Melayu yang ingin cepat kaya, tapi cepat miskin jadinya...juga yang menjadi mangsa, bukan setakat suri rumah, kadang-kadang, artis-artis, golongan profesional, golongan bijak pandai, guru-guru, golongan bangsawan, dan sebagainya. Bukannya nak dikatakan "bodoh" tetapi "penyangak-penyangak" tersebut pandai bermain kata-kata di samping bukti-bukti yang dipertonjolkan. Tak mustahil ada golongan yang menggunakan ilmu pukau.

Walaupun selalu kita lihat di dada akhbar. Seminggu sekali, sebulan sekali. Baru thn lepas saya postkan satu contoh seorang wanita Melayu scam RM400juta dan melarikan diri ke luar negara. Tak lama lepas tu, keluar lagi berita beberapa puluh syarikat kena serang oleh BNM.

Minggu lepas keluar lagi beberapa ratus company kena serang lagi...

Beberapa thn lepas pon macam2 kaedah dipergunakan utk scam pelabur2. Antaranyer menggunakan nama "menegakkan Islam", "membantu Melayu" dan sebagainya....

Skim-skim ni biasanya menggunakan kaedah "PONZI SCHEME" . Siapa yang tak pernah dengar boleh bukak GOOGLE atau WIKIPEDIA, check apa maksudnyer....Di Malaysia kalau tak silap yang mula-mula berjaya menipu menggunakan kaedah ini adalah PAK MAN TELO, dengan SKIM CEPAT KAYAnya...

Saya berpendapat aktiviti scam ni takkan berkesudahan....selagi rakyat tidak membaca surat khabar dan tidak tahu menahu ttg citer ni (selalunya golongan pelajar sekolah yang selalunya tidak baca surat khabar, apabila dah besar nanti mudah ditipu). Saya harap posting saya ni dapat menghindarkan pembaca daripada "terkena"....harapnyer gitulah...

Hari ini pula, kita lihat another company diperbincangkan scam pelabur-pelabur emas...nama syarikat tidak diberitahu....thn lepas satu syarikat dibekukan yang ada kaitan dgn Etika Emas....tetapi berita hari ini, hanya diberitahu ianya beroperasi di Pulau Pinang. Setahu saya hanya Pubic Gold yang beroperasi di Penang. Tapi saya rasa bukan Public Gold kot....

Mari kita ikuti artiket di bawah:


60 individu dakwa rugi RM25 juta skim pelaburan emas

GEORGETOWN: Seramai
60 individu mendakwa mengalami kerugian kira-kira RM25 juta sejak tahun lalu
selepas terpedaya dengan pulangan keuntungan segera melalui skim pelaburan emas.

Ketua Jabatan Siasatan Jenayah Komersial Pulau Pinang, ACP Roslee Chik,
berkata setakat ini polis menerima 30 laporan yang dibuat oleh pelabur yang
mendakwa diperdaya sindiket itu.

"Modus operandi syarikat itu adalah
menjual jongkong emas seberat sekilogram dengan harga pasaran antara RM135,000
hingga RM150,000.

"Apa yang menarik syarikat itu turut menawarkan
pulangan tiga peratus daripada harga emas kepada pembeli bagi setiap bulan dalam
tempoh tiga bulan," katanya pada sidang akhbar di sini hari ini.

Roslee
berkata, syarikat yang beroperasi di Pulau Pinang itu membayar dividen tiga
peratus berkenaan pada bulan pertama dan kedua sebelum menawarkan untuk membeli
semula jongkong emas terbabit pada bulan ketiga.

"Apabila pembeli
bersetuju untuk menjual semula dan telah menyerahkan emas berkenaan, wakil
syarikat terbabit melarikan diri bersama emas tanpa membuat sebarang bayaran,"
katanya.

Roslee berkata, siasatan mendapati syarikat berkenaan tidak
mempunyai lesen yang dikeluarkan oleh Suruhanjaya Syarikat Malaysia (SSM) dan
Bank Negara bagi menguruskan urusan jual beli emas.

Katanya, setakat ini
pihaknya telah menahan tiga lelaki dipercayai mempunyai kaitan dengan syarikat
berkenaan dan sedang mengesan 10 lagi bagi membantu siasatan kes itu.

Sementara itu, dalam perkembangan lain, Roslee turut mendedahkan seramai
32 orang kerugian RM300,000 selepas menjadi mangsa sindiket penipuan melalui
panggilan telefon.

"Anggota sindiket berkenaan yang menyamar sebagai
pegawai mahkamah, Kastam atau polis akan membuat panggilan dan memalsukan
identiti nombor telefon bimbit dengan menggunakan satu laman web di internet
yang dikenali sebagai Voice Over Internet Protocol (VOIP)," katanya.

Roslee berkata, sindiket itu kemudian menawarkan untuk membantu mangsa
yang sedang menghadapi kes jenayah dengan mengenakan sejumlah bayaran yang perlu
dimasukkan ke dalam akuan bank tertentu.

"Sehingga sekarang kita tidak
ada jalan penyelesaian berhubung VOIP dan polis juga tidak menolak kemungkinan
sindiket berkenaan mempunyai kaitan dengan 'orang dalam' kerana mempunyai
maklumat mangsa yang menghadapi kes jenayah," katanya dam menurutnya siasatan
lanjut sedang dijalankan.

Sehubungan itu, beliau menasihatkan orang
ramai supaya meneliti sebarang pelaburan dan panggilan telefon bagi mengelak
ditipu pihak tidak bertanggungjawab.

Orang ramai boleh menghubungi
Jabatan Siasatan Jenayah Komersial Pulau Pinang di talian 04-2221591 bagi
sebarang pertanyaan berhubung pelaburan atau panggilan telefon yang
mencurigakan. - Bernama

Kawan2 bagi komen ok? Ada pengalaman ditipu ke apa ke, tinggalkan komen ok?
AbgZan
RM15b utk bantu syarikat bermasalah?

Satu news yang agak menarik dari kerajaan, bukan sahaja kepada syarikat2 Public Listed, tapi juga kepada syarikat yang tak listed pun...mungkinkah ini dapat merangsang pasaran yang kehilangan petunjuk dan ketiadaan mood trading sempena CNY yang tinggal beberapa hari lagi?

Harini kita tgk KLCI terus jatuh, melebihi -70 points dari peak 1308...

Kepada yang belum masuk, dan masih tunggu dan lihat, it is now good time to enter, partially...

Kepada yang dah masuk sikit minggu lepas, now boleh tunggu lagi dan lihat...bold dulu....

Anyway, di bawah dikepilkan news dari Utusan...



RM15b bantu syarikat bermasalah

Oleh AZELI ALI
pengarang@utusan.com.my

BUTTERWORTH 7 Feb. – Kerajaan menyediakan
dana RM15 bilion untuk membantu syarikatsyarikat yang menghadapi masalah
kewangan bagi membiayai projek mereka.

Menteri di Jabatan Perdana
Menteri, Tan Sri Nor Mohamed Yakcop (gambar) berkata, penyediaan dana melalui
Tabung Insentif Kewangan Swasta (PFI) itu adalah sebahagian daripada pelan dalam
Rancangan Malaysia ke-10 (RMK-10).

Menurut beliau, usaha mewujudkan dana
itu bertujuan memastikan syarikat yang menghadapi masalah kewangan dapat
meneruskan projek mengikut tempoh yang ditetapkan.

“Antara projek yang
terlibat seperti pembinaan universiti, hospital dan perumahan serta pembuatan
mesin yang pastinya memerlukan modal yang besar.

“Jadi melalui PFI,
modal mungkin tidak lagi menjadi masalah untuk mereka dan semua projek yang
dijalankan dapat disiapkan mengikut jadual,” katanya.

Beliau yang juga
Ahli Parlimen Tasek Gelugor berkata demikian selepas merasmikan Hari Kerjaya dan
Keusahawanan di Dewan Besar Sungai Dua di sini hari ini.

Pada majlis
itu, Nor Mohamed turut melancarkan laman web Parlimen beliau iaitu
www.normohamed.my bagi memudahkan penduduk di kawasan itu mengetahui aktiviti
dan program yang dijalankan di kawasan tersebut.

Beliau berkata, laman
web sudah menjadi satu tuntutan seiring dengan perkembangan teknologi komunikasi
maklumat (ICT) dan wajar dijadikan penghubung antara rakyat dan kerajaan.

Mengenai laman web beliau, Nor Mohamed berkata, ia akan membolehkan
penduduk di kawasan itu menyalurkan segala bentuk aduan atau masalah dengan
lebih mudah dan cepat.

“Ini adalah penting dalam meningkatkan kecekapan
dan tahap perkhidmatan saya kepada rakyat. Saya harap penduduk di kawasan Tasek
Gelugor menggunakan saluran alternatif ini dengan sebaik-baiknya,” katanya.


http://utusan.com.my/utusan/info.asp?y=2010&dt=0208&pub=Utusan_Malaysia&sec=Muka_Hadapan&pg=mh_05.htm


Any komen guys? Taip jer....
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AbgZan
Baru-baru ada pembaca blog bertanya, apakah itu mathed order?

Memandangkan ia agak sukar untuk diterangkan dalam ruangan "komen", maka adalah lebih baik diterangkan dalam ruangan posting ni...sebab ia memerlukan gambar....

Cuba kita rujuk kepada transaction yang berlaku di BSKL smlm pada pukul 3.31pm di bawah:






CUba kita tgk counter LCL misalnya....ada 6 ruangan harga yang kita boleh perhatikan...

1) LACP (= Ref Price) - merujuk kepada harga tutup pada hari semalam

2) HIGH = highest price for today

3) LOW = lowest price for today

4) BUY PRICE

5) SELL PRICE

6) LAST PRICE = harga terakhir transaksi

Saya nak tumpukan penerangan saya kepada 4,5, dan 6.

Buy price, kalau kita perhatikan berada pada harga BUY PRICE, harganya adalah 0.265...dan terdapat 315 pada ruang B/QTY. Pada ruangan SELL PRICE, harganya adalah 0.27, dan ada 5,640 pada ruangan S/QTY. Apakah maksudnya?

Maksudnya...pada harga 0.265, terdapat 315 lot saham untuk dibeli...siapa yang ingin beli kita tak tahu...tapi jumlahnya adalah 315 lot (=31,500 shares, sebab 1 lot = 100 shares)...315 lot tu kemungkinan 100 lot saya yang beratur nak beli....lagi 215 lot Ah Chong beratur nak beli situ, totap 315 lot...

bEgitu juga di ruang S/QTY, terdapat 5,640 lot untuk dijual pada harga 0.27...bermakna sejumlah 564,000 shares sedang di'queue' untuk dijual pada harga 0.27....

OK.....so ada sejumlah 315 lot utk dibeli pada 0.265, 5,640 lot utk dijual pada harga 0.27....

Kalau ada orang-orang kaya, yang takmo "queue" utk beli....boleh la terus beli pada harga SELL PRICE 0.27....tapi mahal sikit la kan....

Contohnya, Andy kaya...Andy ingin beli 1,000 lot pada harga 0.27....maka tinggallah baki 4,640 lot baki yang tinggal utk dijual pada harga 0.27....kalau ada orang, Aminah nak beli lagi 4,000 lot 0.27, tinggallah baki 640 lot pada harga 0.27.....

THen, katakanlah ada lagi orang, Gopal pulak nak beli 740 lot pada harga 0.27.....erk...cukup tak??? mana cukupkan???sbb tinggal 640lot aja....maka, orang itu dapat beli 640 lot aja....dan lagi 100 lot dia kena "queue"....

Bagaimana ia berlaku?

Sistem BSKL akan automatic, bergerak, di mana, pada saat itu, 0.27 menjadi BUY PRICE dengan B/QTY 100 lot....dan SELL PRICE adalah 0.275 berjumlah sekian sekian (bergantung kepada berapa ramai org nak jual pada harga 0.275, and so on...)....

Jadi...merujuk kepada "matched order"...ia merujuk kepada berapa banyak transaction yang berjaya....seperti penerangan di atas tadi....Andy telah berjaya membeli 1,000 lot....Aminah 4,000 lot...dan Gopal 640 lot dah matched, tapi 100 lot tengah q nak beli kat 0.27....

katakanlah CHiew Meng pulak nak jual, dia boleh terus jual pada harga 0.27 BUY PRICE sebanyak 100 lot tadi.....maka baki 100 lot yang Gopal duduk Q nak beli tadi, dah ORDER MATCHED.....

Dan setiap kali berlaku transaksi jual beli di atas iaitu, 1,000lot, 4,000 lot, 640lot, dan 100 lot di atas, tak kira lah samaada BELI ke atau JUAL ke, maka transaksi tersebut akan tertera di ruangan (6) LAST PRICE....0.27....dan L/VOL menunjukkan 1000, 4000, 640 dan 100 ...semuanyer real time...sepantas kilat, hehe...

Ok...sekrg dah paham tak??? Macamana boleh paham tak kawan2?

Penerangan ni ditujukan khas buat2 beginner....

Kalau tak paham...cuba try baca balik berulang2....kalau tak paham jugak...cuba try register and open acccount, pastu tgk sendiri...nanti anda akan paham..hehe....

Wassalaam and good luck!!!

Any comment? Comment aja....
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AbgZan
Ada sesiapa yang simpan duit dalam tabung haji tak? Atau ada sesiapa kerja di Tabung Haji....Baru tadi diorg umumkan bonus 5%....tapi saya pun kurang pasti, bila berita menyatakan "bonus 5%" adakah ditujukan kepada pelabur yang menyimpan di Tabung Haji atau pun, ditujukan khas kepada "pekerja-pekerja di Tabung Haji". Ada kemungkinankah pekerja-pekerja dapat bonus 5% X [gaji setahun]? ...

Sebab setahu saya, based on previous years, Tabung Haji selalu menggunakan istilah "dividen" untuk ditujukan kepada pelabur.....hehe....

Apa pun, berikut adalah artiket dari Utusan..


Tabung Haji umum bonus 5 peratus untuk 2009
03/02/2010 1:56pm



PUTRAJAYA 3 Feb. - Tabung Haji hari ini mengumumkan pembayaran bonus
sebanyak 5 peratus bagi tahun kewangan 2009.

Pengumuman itu dibuat oleh
Menteri di Jabatan Perdana Menteri, Datuk Jamil Khir Baharom di sini petang ini.
- Utusan



Sumber:
http://utusan.com.my/utusan/info.asp?y=2010&dt=0203&pub=Utusan_Malaysia&sec=Terkini&pg=bt_11.htm



Any komen? Komen aja, apa-apa pon, hehe...
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