AbgZan
Assalamualaikum,

Semalam baru aja hambo berbincang dgn my colleague, berkenaan refinance rumah. Jugak berbincang berkenaan downpayment utk kereta, bayar downpayment byk ke, atau bayar sikit untung? Kalau ada cash elok bayar cash ke, atau buat loan utk beli kereta? Mana lagi untung sebenarnyer? Ada yang cakap bayar cash lagi untung, tak payah bayar interest...ada yang kata buat loan lagi untung. Ada pulak yang tak pasti, dan hanya buat loan sbb tak cukup cash...hehe...

Bab ni agak menarik utk diperbincangkan. Nanti hambo bincangkan kemudian, skrg ni ada hal pulok nak kena settlekan....

Wassalaam...


Takkan baca aja, tinggalkan la komen sikit bawah ni, hehe

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3 Responses
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  3. paktam Says:

    Pay cash or loan it's depend on your power of your money. Think ahead "gunakan resources yg ada sebaik2 mungkin". Orang yg dah "Money Freedom" is good for them to pay in cash but kalu you guys just "makan gaji" better use loan. When say makan gaji tak kira you kerja doktor ke or anywhom yg gaji besar2 ke pada aku buat je lah loan. Senang je konsepnya, dalam hidup ada anak2, keta, rumah, bini, anything yg keperluan utk hidup. So kita bukan orang "Money Freedom" tak kisah duit berapa byk pun. So bila dpt bonus tu kita kena bahagi2 kan dgn bijak for those utk keperluan hidup kita. Belanja secara bijak bro.